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Card data is usually filled in on the side of the payment system and it also provides forms. True, not all payment systems provide such an opportunity. Alpha Bank has the ability to customize for example
any payment aggregator has a module for opencart, at least api for connection.
if you are an organization, you are interested in the "bank acquiring" service, look towards Tinkoff or Alfa,
if you are an individual, use a payment aggregator, usually from 2.7 - 3.5% commission.
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