Online store without IP and payment acceptance?

Question

Individual entrepreneur

A standard situation for many.
There is an idea for an online store, there is a possibility of its implementation.
I would like to probe a niche without investing a lot of money, that is, it is "stupid" to see whether it will be useful or not.
Accordingly, I really don’t want to open IP, online cash desks and all that for this.
Hence the questions.
1. How to accept payment without having an IP? I do not think that the client will like the payment of the invoice that came to him by E-mail. But this is my opinion, if anyone has practical knowledge, please unsubscribe.
2. If, for example, I connect the same Yandex Cashier or One Wallet, is there a danger that the services will simply "snitch" the tax or other authorities?
3. Where to withdraw money? If money is received on my card periodically and from different clients, what is the likelihood of interest from the tax or other authorities?
PS The level of income is planned to be small, so that it is enough for bread and salt, and if it is enough for more, then there is also an individual entrepreneur.

Answer 1

To start and test a niche, 10,000-30,000 ₽ will be enough, and then, for the advertising budget for the test period, provided that you do everything yourself.
Find a SaaS platform for an online store, for example, insales.ru, fill it with goods.
Buy on skladchik.com for conditional 100-300 rubles. courses on contextual advertising, and advertising in social networks (it is necessary - I
will tell you specific ones). Pass them.
Drive traffic, spin up ads.
You analyze the cost of the final order, taking into account the cost of advertising and site conversion on the decomposition5.rf website.
And only after that do you buy the goods when the cost is clear, and not vice versa! Then there is a chance not to burn out.
After the first 10 confirmed orders (which you process, buy by the piece, and deliver on your own), you buy goods in bulk and give them to fulfillment (for example, reworker.ru).
If you wish, connect any payment acceptance service (everyone works with physicists), for example, moneta.ru
That's all, you are only involved in traffic and brand development.
When the IP question arises - open it through Elba or "my case", they will prepare all the papers for free through a step-by-step wizard. Maintenance costs a penny, and in Elba it’s generally free for new IPs (1 or 3 years, I don’t remember already). But it prepares all the reporting automatically, all payments too, there is synchronization with client banks and reminders for paying taxes (payments to tax services will also be made automatically).
Need help - contacts in profile.
UPD. Added information about the free service for analyzing the profitability of the project.

Answer 2

According to my conservative estimates, just for the right to sell something legally, the IP will have to pay 100t.r. in the first year.
This includes:
Acquisition of a new cash register (or modernization of an existing one) - 25,000 rubles.
Internet connection for a year (at the rate of 500 rubles per month, if you sit from home) - 6000 rubles / year OFD
services in the first year - 3000 rubles / year
Software - 5000 rubles.
OFZ data storage - 3000 rub. / year
Registration of KKM through OFD - 2000 rub.
Accounting (maintenance and submission of reports) - 11000 rubles / year
Bank (opening and maintaining an account) - 12000 rubles / year
IP registration - 800 rubles.
Contributions (insurance and social payments) - 29000 rubles / year
And this is without renting a room, purchasing goods, taxes and other expenses such as delivery, and something to eat while you process orders.
I came to the conclusion that, in order to really sell something and not have hard fiscal / * en * / al consequences, you need to have at least 300t.r. to start.
And if you just try, then launch a website with a store and collect statistics, so that customers do not take offense to offer discounts on future purchases or apologize ...

Answer 3

But why would you sell?
Make a website, fill it with products, spend some money on advertising.
If you see that for an investment of 100 rubles you would receive, roughly speaking, 200 rubles from the sale, then register an individual entrepreneur, buy a cash register, etc. And those orders that you are not yet able to send, cancel under the reason "the goods are over, sorry." That's all.

Answer 4

1. How to accept payment without having an IP?

Robokassa, freekassa

If money is received on my card periodically and from different clients, what is the likelihood of interest from the tax or other authorities?

relatives have been doing this for years and nothing - no one catches them. don't listen to anyone here. especially smart local entrepreneurs who have never sold anything in their lives.
you and your pennies did not give up to anyone for free. what tax? prosoo it's different - payment on the card is not ice. the client will trust the automated site more than send to the specified card. there must be a very unique and sought-after product so that people would bother so much.
my advice (as I did on my unsuccessful IM) - take, for example, Robokassa - it inspires confidence in many, as an individual you register. In this case, the robokassa will charge%. Since customers will not like that they will pay 1200 when buying goods for 1000, for example, do the following: they have an API at their robocash. Calculate the cost of the Robokassa percentage (before generating the page) and sell the product at a price (1000-200=800). The client comes and buys the goods for 800, but when making the payment, the client says "Total payable: 1000 rubles (including commission)".
You can connect free-kassa.ru - of course, from a technological point of view, it's a little worse, you wait a VERY long time for an answer, but the withdrawal is from 50 (!!!) rubles, you can specify who pays the percentage. Tons of payment methods.

Answer 5

I agree absolutely, it makes no sense to register IP in order to "test" the ground. Try it, things will go - register everything seriously, here experienced guys described the whole process to you from and to

Answer 6

No need to be smart.
Do everything wisely, open an individual entrepreneur and do it in such a way that there is enough for bread, salt, and taxes.

Answer 7

1. Without opening an individual entrepreneur / legal entity. if the tax authorities are interested, all your proceeds will be sent to the budget + fines for illegal business activities.
2. They are for physical. persons without IP status do not work.
3. If the transaction sizes are small (up to 50 thousand rubles) and less than 600,000 in total per month, they may not pay attention.

Answer 8

Connect other payment acceptance services (there are enough of them). The first, let's say 10-30 goods, if the money comes to your account, the tax authorities will not have any interest.
Approximately on the first 50 products (mostly earlier), the profitability of the niche becomes clear, then you draw up an IP, buy wholesale and already fully do everything on the shelves.
You can test a niche with context and target (inst, fb, vk)

Answer 9

You need to start by studying this article of the Criminal Code: www.consultant.ru/document/cons_doc_LAW_10699/cc12...

Answer 10

The first client who asks for a check (which you don't have) and you go to cut down the forest (figuratively speaking)