Legal payment system / currency acquiring for individual entrepreneurs in the Russian Federation. Does this happen at all?

Question

Payment systems

Hello!

I have a small agency. We provide digital services to foreign clients - creating commercial videos using 3D graphics, design development, assistance with production in China. Key points - there is a target to be clean before the tax + all clients are foreign.

At the moment there is an individual entrepreneur in Russia and a cash register at a point. In general, everything works, but expansion requires more clients, each new client requires small orders at first, which are inconvenient to drive through swift. For some clients, this is an extra headache, for example, due to the peculiarities of their country. Sometimes you have to lose an order without having an alternative to swift. It is also more difficult to organize payment for additional materials if the main account is already closed. In general, one way or another - the ability to pay amounts up to 1000 USD with a bank card without extra crutches is simply a must have.

However, in practice, it is not possible to find a normal solution ...

The first thing that comes to mind is a stick. But if there is an account of an individual, then it is forbidden to conduct commercial activities by the rules. You can catch a ban. If you open a corporate account, then you cannot receive payments from legal entities

Payment systems like binderlings look expensive, but these are again bank transfers, not card payments

. Something like paysend - judging by the existing laws in the Russian Federation, not the tools that can work legally / beat checks, etc.

Currency acquiring is some kind of trouble.
A bunch of platforms offer the possibility of debiting only in rubles, even if the cost is indicated in dollars. Many have nuances with coverage by country.
The only ones who confirmed that they can debit the client in foreign currency are CloudPayments, but at the same time they themselves say that they have a 30% refusal on transactions from abroad. Well, reviews about them ... frankly, not very much. So far, the choice has settled on them, but the price and the issue of failures on operations are confusing.

Answer 1

register with payoneer - get local bank details in the SEPA eurozone, the USA and several other countries with withdrawal to the Russian card
currency Internet acquiring is available in alphabank (30+ currencies)
paypal to an individual in the Russian Federation - successfully accepts payments
there are also services for renting a stripe account
here is another google https://bankffin.ru/news/detail/10499/