Is there an API for insurance companies?

Question

API

Hello. It is required to make an aggregator of insurance offers. Conclude an agreement with everyone, etc.
Do insurance companies have an API? Maybe someone came across?

Answer 1

There is no universal API. Each company has its own. Companies from the TOP 10 have API with a probability of 100%, while the rest may or may not. In any case, they won't give you a description of the formats and access - you need to conclude an agency agreement. The same problem may be the lack of typification of insurance products from insurance companies. Those. the same insurance product from different companies may have different sets of parameters that affect the calculation of the insurance premium. The biggest problem may be the lack of an API for the required insurance company and the presence of only a "calculator" in Excel. I personally observed the hell of 20 calculators to ensure the calculation of premiums for CASCO in one aggregator (each file for one insurance company).

Answer 2

Worked with the API of various insurance companies (Ingosstrakh, Alfastrakhovanie, VSK, Reso, etc.) and aggregators (Inguru, Sravni, Pampada, etc.) all have their own API implementation, they provide documentation, but it is often difficult to work with them - many have errors in work, in methods, and data, documentation, by the way, also often suffers from incompleteness and errors. Those. support is often incompetent, technical issues are redirected to a senior specialist, and you have to wait for several days. A more detailed description of the experience and some features of the API of certain SCs can be found in my blog https://rche.ru/?s=integration