Is there a ready-made solution for creating a site with subscriptions with payment in your personal account?

Question

Joomla

You need to choose a ready-made solution or one that requires minimal refinement so that you can periodically issue an invoice for payment in the admin panel, and the user under his account can log in and pay. It should be possible to generate different rates.
Any solution is suitable, even Wordpress, even Opencart

Answer 1

Joomla + RD-Subscriptions https://rd-media.org/joomla-subscriptions-manageme...
Well, or any other subscription solution https://extensions.joomla.org/tags/membership-subs...
They are for Joomla several dozen.