Internet payment aggregator for a site selling software (individual, not individual entrepreneur)

Question

Payment systems

Now there are a lot of sites that act as intermediaries when accepting payments from site visitors, so I want to find the most reliable and good one, and not just take any one from the "bay-flounder".
Please tell me a good payment aggregator for a website for an individual, without registering an IP, PE and other things.
I would like to have a smaller percentage of the service and the service itself was stable and did not break. I plan to withdraw money to WM (I have a personal certificate) or POISON.
The currencies that the site will accept are the following: WM, Poison, Visa/MasterCard, RBKMoney. The rest are not required.

Of particular interest are the opinions of people who are currently using any aggregator - I want to hear the pros and cons. If there are a lot of opinions and advice, then maybe I will arrange it all as a topic - I think it will be useful to many.

Answer 1

Here you need to understand one thing, that if you accept payments from a physicist, then all payments will be accepted at a high percentage, and you will not be able to directly coordinate Yandex.Money and bank cards.
The aggregator can accept bank cards under its own registered merchant, but your customers will also see that they are paying in “horns and hooves”.
My advice is to make an IP, it will pay off in % of commissions.

Answer 2

In any case, aggregators are evil. But if there is no other way out, then the best one that currently exists on the Russian market is a robokassa. I used this aggregator in my dark times. Basically, not bad at all.

Answer 3

I did so. I accept WM directly, and everything else is "robokassa", but it does not allow physicists to accept plastic cards.

Answer 4

And who can say anything about SpryPay ? I myself have not worked with them, but they work with physicists and it seems that they even process cards

Answer 5

That's what got divorced. And according to the law, they can only be an NPO or a Bank.
That's actually the selection criterion - where your money will come and when you will receive it in your account.

Answer 6

Very cool Paymentwall system - a solution for monetizing websites, games, applications, bank transfers, electronic payments and other methods in more than 200 countries around the world. Many features, simple integration + there is Russian. technical support