How to set up automatic debiting of funds from a user's bank card linked to his account without confirming the transaction from the bank?

Question

Payment systems

The question is inspired by the experience of using the Uber taxi service. After the trip is completed, the service automatically debits the cost of the trip from the bank card and sends a check by e-mail - there is no need to take out a smartphone and confirm the payment.
On the contrary, when making a payment through Platron from a Sberbank card (for example, on my website velotag.me), the user has to go to the bank page and enter the code received by SMS. To be honest, I have not yet asked this question to other domestic payment aggregators - Robokassa, RBC Money, etc., but I suspect that they will always require confirmation of the transaction from the bank.
Has anyone had experience with a similar implementation?

Answer 1

You just need a processing center that has support for recurring (periodic) and recurring (recurring) payments. We use CloudPayments .

Answer 2

The result is this - so far we have decided not to leave Platron, recurring and recurrent payments in essence (in terms of technical implementation) are one and the same. It is important that the connection takes a month, even if you are already working with this payment aggregator - so it is better to plan ahead. Connect through banks Russian Standard, Tinkoff. A lot of time is spent on approval, verification and connection by the bank.