How to protect your bank accounts from scammers and viruses?

Question

Burglary protection

Fraudsters, viruses, kidnapping, device theft.

A separate device for banks?
Private phone number?

And how does a particular method complicate the usability of services in different situations?

Answer 1

Do not link a bank account with a large amount to cards in general.
Make a separate account or several, separate cards, and distinguish between which ones you use for regular payments in stores, which ones for paying on the Internet on not the most secure sites, keep only non-critical amounts on these accounts, and set daily limits.

Answer 2

bank accounts from scammers and viruses?

Dual Authentication

kidnapping

Insure your finances

Answer 3

kidnapping

Perhaps insurance will help if the toad does not crush me to pay "for nothing" (every time the toad does not press me - it gnaws when I once a year carry another insurance payment for a mortgage). Or maybe it’s worth leading a lifestyle such that there is no reason to kidnap :)

device theft

Phone, laptop? Full-fledged encryption with resetting the device after N incorrect attempts. True, if you yourself forget the password - that's it, #oops.

scammers

Head

viruses

Common digital hygiene rules