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Yuri Belyakov2014-06-27 11:38:10
Startups
Yuri Belyakov, 2014-06-27 11:38:10

How to organize the processing of bank cards?

Hello!
For our certain service it is required to organize acceptance of payments. The goal is to make it as user-friendly as possible. Condition 1 - without leaving home, condition 2 - the user may not know anything about electronic money (such as YandexMoney, webmoney and others like them). Therefore, plastic cards seem to be obviously convenient, which almost everyone has.
I don’t want to conclude an agreement with any payment integrator such as RBKMoney, Robokassa, InterKassa, because when paying through them, I will encounter their interface.
I would like the user to be able to specify the bank card details (well, as usual, the holder's name, number and 3 digits on the back side) clicked pay and the money was transferred to our bank account. Well, in addition to this, I would like to have the opportunity not only for one-time payments, but also for a monthly subscription (with the consent of the user, of course)
If you have experience in this topic, then we are looking forward to your answer.

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4 answer(s)
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Sergey Velichko, 2014-06-27
@soldat58

Google for the word "acquiring", choose an acquiring bank, study the terms of the agreement, sign the agreement, study the API of the service provided, implement it on the site.
PS: How to install a payment system on the site, similar to the example inside the question? - was discussed here.

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Puma Thailand, 2014-06-27
@opium

get pci dss costs from $10,000
sign an agreement with a bank and accept payments

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Dmitry Entelis, 2014-07-01
@DmitriyEntelis

Look at dengionline, ruru.
They can negotiate and brand the payment page with your style

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FeNUMe, 2014-06-27
@FeNUMe

If you only need cards and there is no money for a full-fledged agreement with the bank, then liqpay is the best option IMHO. And if you still don’t want to give up other payment methods, then the option with the interkassa is quite good - they have a transparent operation mode, that is, from your site the user will go to the site of the payment system immediately, bypassing the pages of the interkassa.

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