How to organize the acceptance of payments on the site, buyers from the EU?

Question

Payment systems

Good afternoon,
Looking for a solution for accepting payments on the site with further withdrawals to the cards.
I am looking for a minimum commission for receiving money from individuals (debit and credit cards) and further withdrawal to cards.
Now it costs paypall, we lose 4.6% when receiving money, then we withdraw 4 euros.
Payment only in Euro, that is, Russian systems in ruble accounts will not work, as there is a loss in the exchange rate.
Further withdrawal to the card, also euro.
Advise a solution? Who what decisions at itself uses?

Answer 1

https://www.liqpay.com/en/tariffs

Answer 2

Check out the Trust Inside script (trust-inside com)

Answer 3

refresh token https://auth0.com/docs/tokens/refresh-token/current