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How to legalize payments from foreign clients?
I work as a designer, my clients are mainly from the USA, I accept payments mainly through Paypal, although there are exceptions. The amounts are approximately 500-600 USD per month.
I live in the Russian Federation, I thought about registering officially as an entrepreneur and paying taxes.
I would like advice on how to do this, I heard that you can become an individual entrepreneur and there are some self-employed people.
The problem is that I do not conclude any contracts with clients, I have no idea how to do it and I doubt whether they will continue to work with me at all if I start doing this. Accordingly, I don’t know how to explain to the tax authorities where the income comes from, I heard that you need to provide them with these contracts or other documents.
In general, advice is needed on how to legalize in general and whether it is worth it.
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It seems that taxes are paid when it is impossible not to pay - that is. can be seen from the transactions on the bank account. By the way, look at the bourgeois exchanges of freelancers - no one bothers with taxes at all, since your 500-600 per month will not make the weather.
Spit and work on, because if you go to the tax office and show them profit from behind a hillock, it means in their language that you get much more, but you want to pretend to be such a student with half a buck a month.
Tip - withdraw to some kind of card and withdraw your earned money. Not that scope
No need to demonize the tax. Their task is to collect money, yours is to pay taxes. Nobody is going to look for anything.
If you want to pay taxes - well, this will be a plus for your karma and at some point it can save you from big problems.
If you are a freelancer, then the safest option is 6% IP. You can register with the tax office without leaving your home, order an EDS, register it for public services, and register an individual entrepreneur. After everything is done, for about 3-5 days you go to one of the "youth banks" - Module, Tochka, Tinkoff (my personal rating, in descending order). Their manager will come to you, ask - what are you doing, is it you. Open accounts for each desired currency - your own.
What will you get?
1) you will be able to provide documents to customers, most often an invoice with your details is enough, and they will directly transfer funds to a Russian bank, for example, if it is a Point, then they will immediately fall on your card and you will be able to pay it.
2) There are no difficulties with receiving money from abroad - you need to clarify the conditions for accepting payments in banks, but most often you will need to draw up a transaction passport, with the Module it is somehow very simple, send them an invoice, they will even tell you how to do it correctly make sure they don't have any questions. But you have to look at prices, in some banks, such as VTB, this is a separate quest and a separate impressive amount.
3) All banks have built-in tax calculation systems, in the Module, as far as I remember, this is conditionally free.
In terms of costs: 3 times a year you have to pay money to the state, the bank usually reminds you of this, and you can even ask it to pay taxes automatically. "minimum price" about 40,000 rubles. per year, these are social payments, such as pensions and so on, but not more than 6% + bank services.
Believe me, everything in this world is automated and systematized, at one point (not for you) Paypal will inform the tax office that you had receipts on your account. No one will be interested in whether your mother transferred you or if it is a salary, it will just be a concealment of income, which costs 100% + a fine. And if a few years ago a fine of 0.13 p. was impossible, because it was made by hand, but now they are pouring in as if from a cornucopia, because some penny bot makes them. And those people who believe that "Your 500 dollars are of no interest to anyone", look at the situation from the other side: there are about 5 million people like you in the country, and everyone can be fined 500 * 12 * 10 years, for example, by simply clicking 1 button.
Now about the good: you can read about the self-employed, but the same 6%, but minus social taxes, the institution is new, I would not practice. But there is such a thing as a patent, by purchasing it you can seriously reduce your tax deductions, if in your region there is an opportunity to apply for your activity, then you should not neglect this. If you are a designer, look at the patent "photo-cinema lab activities", do you do photo processing? it means it suits you, but you need to read whether it is suitable for working with foreign companies, there may be nuances. The main thing is that you, as an individual entrepreneur, will be able to arrange acquiring for yourself, and generally receive money through a payment system, from a plastic card, and there will no longer be any difference where your customers are, they pay, you get it immediately in rubles, pay taxes, " spend" as a patent - profit.
you can do it with a self-employed person, but it’s easier to give 13% once a year
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