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According to law. Currency transfer to a Russian bank. 173 FZ . You can look at the Tochka bank. You need to register an IP and the rest. Do a search - this has been covered a lot.
and what prevents you from creating a virtual currency card on the same qiwi or poison?
you can just top up your card.
For example, rocketbank can issue a euro card and you can credit both euros and pounds there
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