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Zh Zh , what response do you expect from the community? Written code? Yes, you can't even articulate the question clearly.
Let's leave aside "Terms of payment" (are there any options other than payment by bank and payment at the checkout?), But what does "Editable" mean? Immediately options: editing in the code, every time you are asked to make a new option; and creation of a settings subsystem, in which an administrator from among users specifies a document, a field there and then sets up a list of available values depending on the completion of other details.
If you are interested in the presence of such a mechanism in a typical configuration - it is not. We have always refined such wishes with the management of details (mainly visibility and accessibility) at the request of customers.
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