How to create a database schema that has an entity with various additional properties?

Question

Database design

There is a user user, which can be either natural (natural) or legal (legal) person. How correct is it to create a scheme of the following type:
requests will be with join and both types of persons at once, and separately

user
----
id int
person string (legal|natural)

person_legal
----
id int
user_id int
prop_1
...

person_natural
----
id int
user_id int
prop_2
...

or:

user
----
id int
person string (legal|natural)

user_props
-------
id int
user_id
prop
value

Answer 1

Of the options, the first one was chosen, although there was a desire to use json as the field value. But the first case is notable because postgresql has inheritance.