How to avoid double commission when accepting payment for goods?

Question

Payment systems

There are courier services that provide services to online stores for the delivery and acceptance of payment for goods at their own points of issue. I imagine the process like this: the store receives the order - creates an application in the delivery service - the service picks up the package - delivers it to the point of issue - accepts payment (both for the goods and for its service). How do these courier services manage to keep the commission within 2-3%, because the bank withholds a commission of 2-2.5% of the amount for accepting cash or bank transfers, and you still need to transfer payment for the goods to the seller himself - this is another 1.5-2.5% again same from the amount. Is it possible to accept payment immediately to the account of the seller?

Answer 1

buy a terminal for receiving cards yourself and the bank will give you about 1.6% commission even with a small turnover.
It’s better to go to Sberbank, they give a little less commission for their cards, and in the Russian Federation most of the operations on them
> make a transfer of payment for the goods to the seller himself - this is another 1.5-2.5%, again, of the amount.
where?
banks have rates for a couple of thousand a month with free payments

Answer 2

They have a large turnover, so the commission is a minimum of 0.5-1%
. Sign an acquiring agreement directly with the bank, but your turnover will be small, so, most likely, they will also give you 2% somewhere.
And they have passed 100 million, they left 1-2 million for themselves.

Answer 3

after all, you still need to make a transfer of payment for the goods to the seller himself - this is another 1.5-2.5%, again, of the amount

Well, it might actually be less. A transfer for a legal entity costs a fixed amount. And many banks have tariffs where transfers cost 0.