How do banks treat large transfers from skrill?

Question

Freelance

Hello!
If you transfer every month from skrill 100,000 rubles (actually $ 2,000) to your dollar account of an individual - will this have any consequences - for example, they will ask you to close the account, ask where the money comes from, or even hand it over "where you need it"?
Thank you!

Answer 1

I can't tell you how Skrill will react to this, but banks don't care. I have been transferring about the same amount every month for 2 years now. There were no problems. A friend from Sberbank said that they are starting to look more or less carefully at individuals who drive more than 400k per month. My card was blocked once. As the representative of the bank said - MC considered that I was carrying out illegal activities. Then I looked at the statement, what they might not like - before the blocking, I had a bunch of small transfers / withdrawals - about 20 in 2 days.

Answer 2

badly treated, always recommend to beat any payments for a smaller one.
today they will let them through tomorrow they will lock the account and tell them to come to the bank to explain the sources of money

Answer 3

01. Theoretically, this is a suspicious transaction, i.e. the one that falls under the supervision of Rosfinmonitoring and the Central Bank as a regulator.
02. Practically - banks usually react to such operations with gritting their teeth, but they endure it, tk. The list of those very suspicious transactions is extremely long. They closed my account in one bank just because of PayPal payments, although there was nothing illegal there - but this is a separate conversation. Besides, at any check, a cat. now (see revocation of licenses) are carried out more than periodically, such transactions will be revealed in the first place: after all, we are not talking about 10,000, but about 100,000, although rubles. It is better not to violate the limit of 599,000 at all, including recurring operations (per month at least).
From personal experience, I can also say that privileged tariffs give a small, but respite in this sense, because. there is initially a limit higher than on the standard. How profitable is up to you, based on the specifics.
And most importantly, Scrill, unlike PayPal, does not have NPOs in the Russian Federation, which means that in this sense their policy is more flexible, but on the other hand, they themselves can block accounts and this is where problems begin, because. according to the Federal Law "On the national payment system", money can be withdrawn in any case by closing the account, but with systems like Skrill this number will not work, because. there is another jurisdiction.