Electronic money how to make?

Question

Computer networks

Hello! But my question is how to open (develop) a service like webmoney or Yandex money (I mean not a website, but so that money can be exchanged and paid for services, etc.)?

Answer 1

Many projects, in particular, gaming ones, have virtual currency.
First of all wikipedia: " Virtual currency ".
1. We need a way to transfer real currency to virtual. It can simply be sold like any other electronic product.
2. We need the ability to manage the currency: store, exchange for goods, transfer to others. In games there, you can use game banks, purchase and improve weapons, and give gifts.
3. You need the ability to transfer virtual currency back to real currency.
I recommend reading the legal sections of virtual currencies Webmoney, Yandex.Money, Visa Qiwi Wallet, [email protected]
* www.webmoney.ru www.webmoney.ru/rus/legal/codex.shtml
*https://money.yandex.ru/ https://money.yandex.ru/doc.xml?id=523015&_opensta...
* https://qiwi.ru/ https://qiwi.ru/ru/company /oferta.action
* https://money.mail.ru/ https://money.mail.ru/help/nko_info/
Also take a closer look at how popular gaming sites work with game currency. Read their "Terms of Use", section "Deposit / Withdrawal of Game Funds" and "Security". First of all, we need those game worlds where there is a transfer from virtual to real. Experience is not enough, I can not name such games.
On the technical side: you need a reliable database for storing transactions and savings (so as not to break or lose anything), a web portal for currency trading or a special application, programmatic access to the portal from other servers (API) + technical documentation.
It also needs a lot of legal work.
There will always be problems of a different nature - a user support service will be needed.

Answer 2

You need to get an economic education, and not a crust, but a good lesson, then you will understand how this can be done. Now your question can only be answered in terms, each of which will have to be explained separately. As a result, you need to give a long lecture, and not give an answer to the question.
The right question usually contains at least half of the answer. First, try to google the history of the creation of webmoney, the history of the formation of banking - this will give you the right thoughts.