Are there adequate analogues of Google Play All Access?

Question

Android

Good afternoon! Please tell me the analogs of the Google Play AA music service to meet the following requirements:
1. The music collection is about the same as in GP.
2. Adequate application for Windows and Android with offline listening function (at least on mobile - after all, 3g traffic is still expensive).
3. Price - up to 300 rubles / month.
Well, or tell me a way to make Spotify work with Russian cards (Spotify is the coolest streaming thing I've tried, but it doesn't work with qiwi, which is a pity).

Answer 1

On Windows there is a free program vkontakte.dj , for android alpha version 4pda.ru/forum/index.php?showtopic=629387