And how to create an internal wallet site.?

Question

Fintech

I want to create a wallet for the site. To pay for the services of a site like the user transferred money to the wallet from the phone or webmoney and then through it he paid for the services on the site. And if he wants to withdraw back to the phone or webmoney or qiwi. What is needed, what PL, what technologies, or if you can an article about it, how it works in general.

Answer 1

Any PL that is friendly with the web.
Any database you are capable of working with.
+ questions of the organization of all this legal.

Answer 2

Too general a question, you will not be given an answer to it.
Go to the sites of kiwi, webmoney or Yandex, they have api for working with payments. With examples. Any language will do. Start sawing and then ask specific questions, for example, I can’t make a request from php to Yandex checkout, here is the code, these are the errors.
PS
There are a lot of difficulties from a legal point of view. Usually, in order to receive money, you must register as a legal entity. person in these systems. To accept payments, you must comply with all our magical lawmaking. Here you need to look at a specific task. From a refund, we allow a refund. If you are going to make payments to your users, then it will be even more difficult from a legal / tax point of view.

Answer 3

You need to be careful in terms, if you really want to make an electronic wallet that allows an individual to make transfers to third parties or organizations, then not a single bank, not a single payment system will let you do this without a license from the Central Bank.
If you just need the balance of your personal account to pay for your specific services (for example, hosting), then this is completely different. Please describe in more detail what you need.