A question for those who work as an individual entrepreneur for foreign currency - in which bank do you have an account?

Question

Freelance

Hello!
A question for people who work in a foreign market (upwork, appstore, etc.) and report as an individual entrepreneur:
1) In which bank do you have an account?
2) If you wanted to change banks, which one would you change to? Why?
Thank you!

Answer 1

What's the difference?
The bank is chosen according to the convenience of its location, now everyone has an electronic bank, the service costs + - the same.
Let's say you live in Moscow in the south, that you will go to a bank in the north through all of Moscow on the recommendation?
For the most part, you have to go to the bank near the house and just see if they suit you or not, and if they work with currency control.

Answer 2

Account at https://modulbank.ru/
Not everything is perfect, but it suits me at the moment.
The downside is that some intermediary bank withdraws about $17 along the way for each transfer, regardless of the amount. I heard that in some banks how much they send, so much comes to the transit account.

Answer 3

A couple of years ago I did a small study on foreign economic activity in the Russian Federation: in fact, the numbers speak for themselves - VTB (only not 24) and SB occupy the first two places.
Actually, he worked with VTB both himself and a number of clients. Of course, their service is purely state-owned: this affects, first of all, the fact that a number of documents "slow down". But it also depends on the department: in Irkutsk it was a little slower, for example, than in Tyumen (from cases known to me). But in general - this is everywhere and everywhere.
Alfa Bank has recently been cheering for law No. 151 (On counteracting legalization ...), because they were clearly given to understand that they are a commercial bank, albeit a high-ranking one. How does it affect? They collect bundles of paper and sometimes it comes to the point of absurdity. A number of clients were denied access, without explanation, although they were served in the same VTB, and they sit there.
In general, the currency in the Russian Federation against the background of the current legislation is a rather dreary process, if you go into the details of the consequences, which, as I see even from the comments, not to mention the constant issues, many simply do not want to see (or the volume of foreign exchange transactions is critically small, say, up to 5000 dollars per month).
Now, of course, we need to focus on the state. banks, because everyone has problems with the service due to the notorious suspicious transactions, and only the state cannot close it. banks.
In fact, for medium and small volumes, it is more reasonable to use PP, because. they have NGOs in the Russian Federation, they do not withdraw money to the account promptly, but within the framework and you need to bother with documents less.
Finally, 24ru. I am aware that it closed, but they were bought by the Discovery group, cat. develops strongly. And, if they have implemented the same service (as it should be) that was at 24 through their "point" service, then, of course, it is better not to find it: starting with auto-detection of documents by scans and the only correct call center with individual work , ending with sane specialists, cat. really aware of what is foreign economic activity, currency transactions, etc. And of course, the online service is on top.

Answer 4

Bank Otkritie is a stoned bank client at the very least, but it works fine, money from a bank transfer to a Sberbank card arrives in 3-5 hours.

Answer 5

I use Bank of Snatch

Answer 6

Vanguard has adequate currency controls and good currency conversion rates.

Answer 7

Bank "Tochka" (subdivision of "discovery"). I have never gone to branches even to open - everything is convenient through the web and mobile client. Currency control is extremely responsive, they will chew everything that is not clear - they even helped me to check and supplement the offer :)

Answer 8

Uralsib. In general, I like everything, although the online bank client for legal entities is rather outdated. But at least you don’t need to mess with papers, only scans.