Why isn't the entire line assigned to a variable in a While read loop?

Question

bash

There is a file fio.txt with the content
Ivanov Ivan Ivanovich
Alekseev Aleksey Alekseevich
Yuryev Yury Yuryevich

I need to make archives and name them according to the names in fio.txt,
I do this

#!/bin/bash
while read REPLY; do
zip -r /nichego/$REPLY /archivs/* ;
done < fio.txt
at the output I get archives with only the last name, and not with the entire line (((

Answer 1