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Why has NFC payment become more popular than QR payment?
It is obvious that NFC is not in every smartphone, but the camera is in any. Audience coverage would be greater for some QR Pay than for Apple Pay.
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QR is easy to make on your own, so there is a lot of room for all sorts of scammers. I. I think that QR was originally conceived for something else. The scope is different.
By the way, now payment by QR works fine on checks from all utilities and government. institutions.
Why does not it work? Because in order to pay by QR you need to scan each product, and now the seller at the checkout does it for you.
When they come up with a self-service system, then everything will probably change, but for now, cash services are driving.
By the way, Sberbank is launching the possibility of paying by QR. You can search the net for how this would work.
Good luck.
NFC payment has become more popular because bank terminals do not have the ability to install cameras, and NFC supports two-way data exchange and is easier to maintain.
The question sounds something like "Why have cars become more popular than trucks?"
NFC is needed to authorize payment for a product or service.
QR is needed to automatically fill out the payment order form. Payment authorization occurs later, at the time of payment.
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