Which payment system to choose for the online learning platform?

Question

Qiwi

Choosing a payment system for an online learning platform I am
developing a system for online learning, you need to choose a payment system
There are 2 roles in the system being developed:
- Student
- Teacher
The student buys lessons from the teacher.
You need to:
1. Write off the money from the student when buying a lesson
2. Credit the money to the teacher upon successful completion of the lesson
3. Return the money to the student if the lesson did not take place
Please tell me what are the most popular solutions on the market for this task?
We thought about a secure transaction in Yandex.Cash, but it closed
. Now we are thinking about using Yandex.Cash with mass payouts. We also saw a safe deal from qiwi, but there is not much information about it.
Which of these solutions is best? Maybe there are other popular solutions on the market for this task?

Answer 1

Yandex Kassa has an API, using which you can implement both replenishment and payment, payments to wallets, chargebacks, etc.