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Which payment system should I choose to accept international payments (not an online store)?
Good day!
Need a payment system for international payments. Russian IP, payments from individuals in foreign countries (UAE, UK, USA, Hong Kong, Singapore).
Monthly 4-10 payments of 500,000 - 1,000,000 rubles. The goods are piece, exclusive, produced on an individual order - an individual entrepreneur accepts an order from an individual abroad, provides services for creating a 3D model and independently orders the production of a product from a legal entity. person in Russia, accepts the product and sends it to the client by a transport company. Those. We do not have an online store, but a service and an individual order.
There are doubts that, for example, PayPal will react normally to the size of payments. In general, we need advice on the payment system, as well as on the closing documents that will be necessary for accounting (for example, it will be problematic to get the client's signature on the certificate of completion).
Thank you!
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with such amounts, you don’t really have a choice except for banks and Paypal,
and 90% of banks and 10% of Paypal
are regulated by robots, and in this regard it’s difficult to work with it, it’s simply impossible to explain anything, even if it works out - you will get 100% hold on the amount (for example, 20% of the turnover or 10k dollars there), not to mention wild cases of charges at the request of the client, so tune in to banks , of
course, you need to understand that it can be difficult for customers in Europe / USA to pay with a bank "outside your country / EU" , but I understand that your contingent is just not idiots and, most likely, SWIFT will be mastered, the dollar is everywhere, the swift is everywhere
(yes, there are few limits on cards of 10-30k except for the USA)
but everything else is the other way around, it’s much more difficult for accounting than the two above, and, strictly speaking, all half-sharashkin offices
can consider options with a second company in the US / EU, but it’s still more difficult with taxes than the simplified tax system))
IMHO - a company in the EU/USA or offshore with processing. Payment by card.
Either a company in the EU and payment for it (without a glow in the Russian Federation) and a transfer to the calculator here.
In general, I would advise you to pay money to lawyers with such amounts and fully consult.
Because offhand 4 payments of 500 thousand per month is 12 lyams per year, and 10 payments of a million is 120 million per year. In the first case, it is simplified, but in the second it’s somehow already OSNO with VAT and all the entertainment.
And such payments do not go well except through SWIFT. Because all over the world it is customary to pay amounts over $5,000 by bank transfer. Even the Chinese do not accept payments with a stick for orders from $3000-5000. Even with a commission on top.
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