Which 1C configuration to choose for accounting for money in a small service provider?

Question

1C

We are a small service company. Now we use Bitrix24 (where we manage clients, orders, tasks), for accounting and personnel - Elba.
There was a need to take into account the money in more detail. Until now, just when payment was received, transactions were manually noted in the card - so much was paid. Now you need to take into account separately the facts of the receipt of money, track debts for clients, as well as for performers: services are field, so part of the payment is accepted by performers on the road, and sometimes performers are given funds for the costs of the service, plus there is payment to the contractor for the work - accordingly, you need to understand how much the performer owes us or, conversely, we owe him.
Usually we modify it ourselves if something is missing in the software part, but here the block is quite large and, in theory, typical. However, I have not worked with 1C before, and there are a lot of different configurations with a bunch of possibilities. I ask for advice - I would like to understand what can suit us without an overhead, and then install and sort it out.
From the functionality, first of all, I would like, as I already wrote, accounting for money: a bank, a cash desk, settlements with performers, settlements with clients and counterparties. I would like to leave tax accounting and personnel in Elba for now, CRM and tasks in Bitrix24. Also, if possible, I would like the data in 1C to be available online and via API, since a lot of our work is based on the integration of different services with each other (we integrate ourselves) and on the ability of employees to access remotely.

Answer 1

Universal: Management of a small firm or Trade management (there are services there).
Or highly specialized for your area - there are a lot of them, but I won’t tell you specifically, here you need to figure it out individually what is needed and what is not needed.
Modern versions - can do it automatically.
But, it seems like, this opportunity is licensed for separate money, I don’t know for sure.
1C has several different options for accessing it from the outside.

Answer 2

And I would dissuade you from using 1C. I have experience working with various small online stores, so 1C has always been too much and too complicated for them. There is no technical support, you have to involve a programmer.
If you are used to web interfaces and the logic that modern web services provide with 1C, it will be hard for you to work.
I would suggest keeping records on the web to the maximum, in 1C only taxes and accounting. Fortunately, 1C accounting is convenient and understandable for accountants.
But if you say that you already keep tax records, it is not clear why you cannot keep records of mutual settlements in the same place?
Here he wrote a comparison of UNF and UT, look.
https://ut11-bitrix.ru/raznoe/ut-11-vs-unf/
My resume is to try to find a solution on the web. If nothing happens, then 1C.

Answer 3

I advise you 1c:money (there is also a mobile client)

Answer 4

Also, if possible, I would like the data in 1C to be available online and via the API, since we have a lot of things built on the integration of different services with each other (we integrate ourselves) and on the ability of employees to access remotely.
Look at the cloud version of 1C: Management of our company (1C: UNF), in terms of functionality, all of the above is + access from any computer connected to the Internet + there are mobile applications for iOS / Android. To understand the functionality and run test cases for the first month, access to the cloud version of UNF is provided free of charge.