What payment system can be connected to accept EUR and USD payments?

Question

Payment systems

For a dropshipping site aimed at Italy, Spain, Portugal.
What payment systems can be connected?
Features:
1. I am in the Russian Federation
2. I do not have an individual entrepreneur / LLC - while the product is being tested, as soon as it comes in, I will create it right away
3. The product with ali - how will European countries react to this? That is, the product is a replica, but the brand is not specified anywhere.

Answer 1

Popular types of payments in Europe by country
https://www.adyen.com/knowledge-hub/guides/global-...
In the Russian Federation, individuals can be accepted via paypal = 3.9% standard commission + 1-2% additional commission for a cross-border payment + 4-5% you will lose on converting other currencies into rubles (Paypal gives a bad conversion rate)
20+ currencies are supported in PayPal.
You can connect https://www.2checkout.com but they have their own special conditions for payments and can withhold some% of the proceeds for several months to insure risks from chargeback. And they can, and just do, with any suspicion, freeze the money and not give it back. Supports about 100 currencies.
If you register as an individual entrepreneur / LLC, you can connect to Alfabank to accept payments in other currencies with conversion into rubles at the Central Bank rate - a commission of about 4%. They support 30+ currencies for which there is an official exchange rate of the Central Bank. You can also connect through their partner Cloudpayments, they have more opportunities for integration and good conversion
Your product is a replica - there may be a question when connecting payments, as well as buyers upon receipt if they understand that they were deceived, you will receive a chargeback and your payments will be withdrawn + you will pay more fines on top
Why do you need USD if you have all the countries from the European Union? Or are other countries still needed?