What is a sane payment system for an online store?

Question

Payment systems

So, there is an online store at the initial stage. It is not planned to open IP, LLC and others like them at the very beginning.
Previously, I carried out bindings for legal entities, so I have an idea, but for an individual, I encountered it for the first time. Search engines did not help in resolving the issue.
Acceptance of payments:
- Bank cards (required) - Any type of electronic currency (Web Money, Yandex
Money, etc.) - optional
I understand that in order to work "in a black way" systems can reinsure their risks.
Disappear:
Robokassa - good for legal entities and only
PayPal - problems with card bindings (I know from experience)
LiqPay is a very secretive system, with a lack of sane support and a detailed description (I don’t advise anyone, one of my clients independently tied OpenCart to the CMS, paid for a product for 1,000 rubles for testing, the money was stuck on verification. Last time, I heard that already half a year, the money is being checked, and the support service did not give a single answer.)
What I doubt:
The z-payment payment system - after reading for it, talking with the support service, until I chose them (working with individuals when receiving a certificate, worthy commissions, fast processing of operations), but:
- the primitive design of the site confuses
- I found negative reviews about it, less than pluses, but still
I ask for help in this matter, advise any other system (preferably with experience with it) or tell us more about z-payment (again, experience with it).
Thank you in advance.
Good luck!

Answer 1

On small projects I used Onpay. Support is lousy, but in principle there were no problems. They even know how to issue invoices for payment at any bank branch.