What are the errors in the TOR?

Question

Analytics

Please criticize the TK (small test task).
Prepare Terms of Reference for the development of the service "Submitting an application for a loan through the bank's website".
Requirements:
- the application must contain the necessary information so that there is a preliminary opportunity to check the client for compliance with the basic requirements of the bank to borrowers for issuing a loan:
a citizen or citizen of the Russian Federation from 21 years of age and older, a permanent income of 10,000 rubles after taxes, continuous work experience for current place of work from 6 months, permanent registration in the region of the bank's presence.
In case of non-compliance with the conditions, a refusal must be generated for the client. Otherwise, the application must be sent to the e-mail address of the responsible employee who will process it.
- TOR should contain a statement of the task for the development of the functionality of the service on the site, as well as requirements for integration interaction.
Thank you all in advance!

Answer 1

1) calendar module - the day of the month is only a drop-down list, unfortunately the year in such modules is missing, but you can edit it, you can leave it as it is
2) the user should understand what is wrong. therefore, no ““Permanent registration is required in the region where the bank is present””, but an explanation in essence. Polite or whatever
and there is no protection
3) confirmation of the mobile
4) verification of the TIN (here you can not shine outside, but immediately mark before creating the card)
5) captcha after 5-10 sendings to the IP
, well, and other protections such as geobases, also on the advisory level