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Payment on the site from a card to an account without payment systems - is it possible?
Good afternoon. We want to make payment for services on the site from the client's card to the company's account in Sberbank. Is it possible to implement this bypassing various payment services?
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I work in a payment gateway (just connecting online stores and banks). Unfortunately, the bank will not directly cooperate with you - not the order of money for him to bother even with fairly large clients. Therefore, the money goes through aggregators who take on a bunch of small issues: they conclude contracts, store payment data securely (pass PCI DSS), sort out 3DS in places (this is when SMS comes to the phone with a code), provide a unified API for your website ( since each bank has its own).
If the bank itself does not provide such a service through its website - no
PCI DSS
directly possible, but extremely difficult - to get all sorts of documents, permits. that is, do everything that we do a payment gateway or aggregator to start.
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