Payment by credit card directly on the site. How?

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Artur Zayats2013-03-27 08:31:35

Payment systems

Artur Zayats, 2013-03-27 08:31:35

The task in the online store is to implement payment by bank card without redirecting to the sites of payment systems (in the interface, the user should not see a couple more screens with all sorts of assists, etc.). I understand storage security issues, https, etc. The question is in the payment technology. How it's done?

I assume that those same payment systems probably have the appropriate APIs? This is true? Or is everything done differently? If you have real experience, please tell me.

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6 answer(s)

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Kane, 2013-03-27
@zag2art

This is done simply: you create a payment form on your website, and the action attribute of this form leads to the payment gateway website. A user fills out a form on your site and clicks Submit. The data is sent to the payment gateway, which, after processing, redirects the user back to your site. I know two American payment gateways that work according to this scheme: authorize.net and www.braintreepayments.com . The second one is better in my opinion.

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Dolios, 2013-03-27
@Dolios

Cyberplat, if I'm not mistaken, allows you to do this. But you will need to pass their audit.
Those. payment will still go through cyberpayments, but it will seem to the user that he pays directly on the site.
Another question, what for is it necessary? Of the two identical stores, I will choose the one that redirects to external processing, and does not use the API, collecting card data on my own.

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Skpd, 2013-03-27
@Skpd

Is there free credit card API or payment gateway?
Direct Payment API Introduction

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barker, 2013-03-27
@barker

The same assistant has the option of filling in all the data on the site and transferring the already completed form. On the other side, an auto-redirect back is configured in case of success / failure. But to completely without going back and forth, I don’t even remember such.

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ProstoDesign, 2013-03-30
@ProstoDesign

If you implement everything on the site, without going to the payment gateway, the number of payment refusals will not please you, believe me. People don’t always trust processing centers either…

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Maxim Kozlov, 2016-07-10
@MaxKassa

Therefore, it is better to choose a processing center that redirects the buyer to the bank's website to enter card details. Thus, the number of failures will be minimal. MaxKass example