Payment by card for more than 60,000 rubles without the need to use an online cashier?

Question

Django

Good afternoon everyone! I'm racking my brains about which payment system to connect to the site. I don’t have an online cash register and I don’t plan to buy it, I know that I can do without it if I issue invoices to my clients for payment, and the payment system will give the client the opportunity to pay this invoice by card, the most important thing is that with this service I have an agreement has not been concluded, then such payment will not be classified as an ESP. The problem arose in the fact that Yandex.Money (for individuals) does not allow you to pay more than 15,000 rubles at a time, sometimes more than 60,000 rubles. How can I accept payment by card in the amount of more than 60,000 rubles? I have some pretty expensive stuff. By the way, my payment only goes through after checking the order, that is, I can issue invoices myself.

Answer 1

It's like that.
Except

EMAIL_BACKEND = 'django.core.mail.backends.console.EmailBackend'

Which sends mail directly to the console ( https://docs.djangoproject.com/en/2.2/topics/email... and not to the user.

Answer 2

if the payment will be received by a legal entity or an individual entrepreneur in the Russian Federation, then a cash desk is needed
if the payment is accepted by an individual - no.
Such amounts are easier to transfer by ordinary bank transfer and do not pay a commission for accepting cards.
But if the payer is a legal entity or an individual entrepreneur, they will be required as a tax agent to pay 13% personal income tax for you (there are exceptions), and if the payer is an individual, then everything is ok.
Paypal for individuals accepts cards, including those who do not have a PayPal account.
If you really don’t want to pay taxes, in the Russian Federation everyone is used to paying by transfer to a Sberbank card