Loading the video card at 100% in games, how to fix it?

Question

Video cards

Good evening. There was a very nasty problem that has been interfering for almost half a year. So here's the problem.
Let's say I start the game. Everything is fine. Vertical Sync enabled. High settings, 60 fps. The video card is loaded at + - 60%. And after a while, the video card abruptly starts to load at 100%, and the FPS drops extremely. Up to 20. I tried to run the game at minimum settings, it's just that the video card was in adequate condition for longer.
Now I'll attach screenshots:
https://drive.google.com/file/d/17bYtEU7cFgIkTDm9U...
https://drive.google.com/file/d/1fZk8ysoIHeSW5spWH...
I even set the minimum salary in the game, so that a little FPS was more and at least managed to screen. That's it.
I would really like to solve this problem. Thanks in advance. The video card worked fine for about a year or two, but now something happened ..
Video card:
gtx 1650
Processor
i7-9750HF
16 GB of RAM

Answer 1

Pay attention to the cooling system.
Confuses your percent. On it, the temperature goes up even with a decrease in load.
And in general, 96 degrees is not good.

Answer 2

It looks like something is loading your video card.
Look in the task manager which process is loading the GPU during the FPS drop.