Is it possible to store credit card data on the server?

Question

Payment cards

For example, in order to withdraw money to users? If not, then why and where can I read about it? What are the potential problems? Is there a difference whether to store data on a server in the Russian Federation or outside?

Answer 1

Without any problems, you can store and process only the PAN mask.
If you want to store full card data (without cvc, cvv - no one will allow you to store this, even with a certificate), you need to have a PCI DSS certificate.
You can also store data only in certain places - there are hostings specialized for this business, but they cost a lot of money. There are no such hosters in Russia.
Passing certification is a huge (sorry) crap. Firstly, it also costs money (100+ tr.), secondly, your application will be attacked and checked for all possible vulnerabilities, you must log all user actions and a bunch of other things. Plus, if you fail the certification, then re-passing is also paid.
Google about pci dss

Answer 2

Look for privacy laws. Most likely it is possible, only with the consent of users.