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Damir19882017-03-21 11:29:30
Payment systems
Damir1988, 2017-03-21 11:29:30

How to store bank card data?

Good afternoon
We are soon developing a platform (marketplace) on which it is necessary to implement payment to the bank cards of performers for the services they provide to customers. We know that there are complex solutions (for example, Yandex Safe Deal, when the payment goes from FL to FL with a service commission), but we are also considering the option when the customer pays the bill and the funds come to our wallet / current account, and we continue Are we already giving a command to the payment system and it transfers funds to the contractor’s bank card? At the same time, the payment system declares that we must independently receive and store the data of the performers' bank cards (card number).
Tell me, please, can we do this, how to do it and what do we need for this?

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2 answer(s)
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Dmitry, 2017-03-21
@Damir1988

To transfer funds, you do not need cardholder data, but their payment details. So keep it the way you want. The real problems will start with questions about the withholding agent.

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Roman Mirilaczvili, 2017-03-21
@2ord

Since such a question is asked, it is better to store the data not with yourself, but with the payment system.
Payment Card Industry Data Security Standard...

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