How to properly organize a voluntary donation on the site?

Question

Payment systems

Hello everyone, please tell me which service to integrate with to create user wallets
Example:
1) The user registers
2) Then the user creates a desire for the specified amount, publishes it. and a wallet is created for him (desire)
3) Another user saw his desire and wanted to help him, he clicks on the help button and he is transferred to the voluntary donation link
4) After the user (who created the desire) has collected the required amount, he is paid and (or sent) the purpose of the collection

Something like crowdfunding

Can you tell me which service is better to work with and will there be problems with the law (taxes), given that this is a voluntary donation?

Answer 1

Regardless of the voluntariness of the donation, it is necessary to keep accounting and pay taxes. Since you cannot open accounts for the left people, you will have to receive money into your account and pay income tax for this. And after that, you have to somehow transfer money to these people and they still have to pay tax. If you want to earn it will take a commission, for example. As a result, there is very little sense in such a platform)