How to organize automatic acceptance of Qiwi payments without bureaucracy?

Question

API

The desired payment scenario is as follows: the store asks the user to transfer X amount to a YYY account, with the note ZZZ. The user translates, presses the "I paid" button. The store, through a certain API, checks the latest payments, and looks for the payment of this user there and credits (or not) money to the balance. Elementarily simple. But ...
I googled for this possibility, only ishop.qiwi.com comes across, where you need to officially register the store, it is available only for people with a Russian number, and billing, analytics, etc. are available there. I don't need any of this. I just need to automatically see if such a payment has been made or not. Couldn't it be easier?
I appeal to the adherents of the development of stores for help in clarifying. If I can’t find any sane api without bureaucracy, I’ll have to emulate a visit to the site through curl, parse the payment page, well, you understand. But this is complete idiocy...

Answer 1

If you want to accept payments to a Qiwi wallet of an individual, there is bad news: you can run into a block.