How to instantly transfer ethereum between accounts?

Question

RPC

In bitcoin, there is a method called move, which allows you to instantly transfer (distribute) funds between accounts (wallets).
How, by analogy, to make a transfer between ethereum user accounts?
The goal is to accept payments for the site from various users. Assigning a personal wallet to the user for replenishment. Distribution of funds within the network. Withdrawal of funds regardless of the client's balances.
RPC client is used for work.

Answer 1

allows you to instantly make transfers (distribution)

I wonder how))
when you answer - the same answer for Ether