How to increase monthly income?

Question

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Hello. I'm 21, I earn 25 thousand a month. Enough to eat in St. Petersburg, but no more. I want to increase my monthly income. There are 100 thousand on hand, what would you advise? I have an idea to borrow a car like a ford transit and work on it until I get comfortable with the web. Yes, by the way, I study js, php in parallel. I’m not ready to go freelancing yet - I’m not sure of my skills.
What do you think? Can you give advice on this topic?

Answer 1

dude, asking on an IT forum about whether it's worth taking a truck to make money is like asking in a chicken coop how to cook chicken soup. The local contingent has a specific mindset.
They will tell you that you need to invest money in education, etc. You decide for yourself what you want. Either your own business, albeit not profitable, but your own, or to the office for the next N years.

Answer 2

Invest in education.
There is a good chance that you will not get comfortable on the web.
Go to an English course to get started.

Answer 3

Taking a car on credit is the height of idiocy.
Invest in education: eat with this money while you study. Then go to a startup for a junior position.

Answer 4

If you are good at web development, risk 10-20 thousand, try to resell orders, for example, take orders for websites for dollars on odesk, and resell in the CIS for rubles, taking 50% for yourself.
For example, an average order costs $400 for WordPress.
We pay the designer 5000 rubles, 5000 rubles to the layout designer, the rest (more than 10000 rubles in our pocket)
So you can take 2-3 orders per day, but there is a risk that you will pay and the customer will not accept the work

Answer 5

Need more work.
Or do you suggest that you draw up a business plan for investing 100 kilo rubles?

Answer 6

Put them on deposit? There will be ~ 1000 per month of income.
Every month, add 10% of salary on top.
You will grow as a specialist, your salary will grow, the amount that you will deposit into your account will grow - the output from the deposit will grow. Keep part of the money in foreign currency, part in rubles - read about the optimal percentage ratio. Basically, make money work for you.
Forget about a loan and a car, in St. Petersburg everything is very wonderful with public transport.
And yes, read books on financial literacy.

Answer 7

If we take the essence of your question, then we get something like this: "I want to do business, so that later I can go to work in the office for my uncle." Why do you need this? It seems to me that after buying a truck, it is logical to earn some money, buy a second car and hire a person, etc., etc., until a full-fledged transportation company is formed.
Asking a question about business to non-business people is rather short-sighted, so my answer may not be correct))

Answer 8

You can't sit on two chairs - in a truck and in front of a computer at the same time. You have to choose, either there or here. And continue to act depending on the choice. If there is no educational base such as mathematics, mech-mat., physics-mat., then I would advise you to go to work on a truck. Without a basic education in programming, you can’t make big money.
Unfortunately, the high level of earnings in IT in general and in programming in particular attracted a crowd of former storekeepers, security guards, kachegars, etc., who are passionate about programming, into the industry. BUT one desire is not enough, here you also need a head and good preparation. It is strange why all these watchmen did not also rush into surgeons or pilots - apparently the salary there does not hold up.

Answer 9

Become a tester at some site. There, learn php and fit into the processes. Programming is, of course, not launching rockets, but it’s not quite a craft specialty either.

Answer 10

With a loan, profit does not shine. Think in the direction of your project, maybe.

Answer 11

100 thousand is four times 25 right? Accordingly, 4 months to search for a job in the specialty / desire. Find yourself a great place before we run out of weave. I would try.
This is a great chance to focus on finding a good job. And even in Yekaterinburg I can’t afford a car on credit for 25 thousand a month. I’m about the same as you earn, I’ll say that it’s enough to eat)

Answer 12

Open your online store of some popular goods. There will be enough money for the store itself, you will get quite a lot for the purchase of initial goods and experience in development.
I did just that two years ago. Opened a store, earned money. By the way, now I'm selling it, because. has already taken it to the next level. If interested, write.

Answer 13

Don't go "on the web" - there are already millions of amateurs who, in similar circumstances, are trying to prove something.
As for studies, online courses and "Transit" - the ideas are good.
Just taking a small truck on credit is not a very good idea. Again, huge competition - it will hardly pay for itself. And it will break down often, you don’t buy a new car, do you?