How to force the personal data operator (PDC) to delete information about me?

Question

Payment systems

Please tell me how to correctly compose an OPD request so that, on the basis of 152-FZ, it cuts me out of all its databases, lists, sheets, etc.

In particular, I am interested in an adequate way to deal with banks that send out their intrusive advertising letters and even credit cards by paper mail. At the same time, I want to:

1) Do everything remotely, without visiting these cereal establishments.
2) Avoid legal and other loopholes and traps.

If anyone has encountered a similar problem and has an application template, I will be very grateful for all the advice and recommendations.

PS. As I understand it, the credit history will not suffer in this case?

Answer 1

If you suddenly lost the contract with this operator and / or doubt that you have ever given your consent to the processing of PD (the concept of PD processing in Article 3, paragraph 3), then you can first request confirmation of the fact of processing, legal grounds, goals, deadlines, your PD, etc. (Article 14 part 7).
“In accordance with Federal Law No. 152 “On Personal Data”, Article 18 Part 1 and Article 20 Part 1, I ask you to provide ...”
and further down the list of what interests you (again, see Article 14 Part 7), but according to the law will have to wait within 30 days from the date of receipt of the request from the subject of the PD, in case of refusal to provide information about the presence of PD about you, the operator is obliged to provide a reasoned response in writing with reference to the Federal Law, which is the basis for such a refusal.
Texta request to stop processing PD looks something like this:
“In accordance with Federal Law No. 152 “On Personal Data”, Article 9 Part 2, I ask you to stop processing my personal data.”
If by some miracle you still have your consent to the processing of PD, then you can look in it for the purposes of processing (if any are indicated there) and if your PD is not used for these purposes, you can go to court.

Answer 2

How an ordinary user fought for compliance with the law "On Personal Data"