How to create .htaccess rules?

Question

htaccess

Hello! I haven't been able to set up rules for .htaccess for several days now. Here's the thing:
Get yourself a hosting. At the moment I am learning to make a website on MVC. I set up .htacces so that all requests are redirected to index.php, while styles are loaded, but js and images are not loaded.
How to make sure that everything works correctly?
Here is the file itself:
AddDefaultCharset utf-8
RewriteEngine on
RewriteBase /shop
RewriteCond %{REQUEST_FILENAME} !-f
RewriteCond %{REQUEST_FILENAME} !-d
RewriteRule ^(.*)$ index.php