How can I write this code shorter (suggest your options)?

Question

Python

def check_username_and_description(self, status):
        if any(x in status.user.screen_name.lower() for x in BOT_SETTINGS['banned_username_userinfo_words']):
            return False
        if any(x in status.user.description.lower() for x in BOT_SETTINGS['banned_username_userinfo_words']):
            return False
        return True

Answer 1

def check_username_and_description(self, status):
    return not any(
            x in " ".join([status.user.screen_name, status.user.description]).lower()
            for x in BOT_SETTINGS['banned_username_userinfo_words']
        )

or

def check_username_and_description(self, status):
    return not bool(
        set((status.user.screen_name + " " +  status.user.description).lower()).intersection(
            set(BOT_SETTINGS['banned_username_userinfo_words'])
        )
    )

Answer 2

def check_username_and_description(self, status):
    return False if any(x in status.user.screen_name.lower() for x in BOT_SETTINGS['banned_username_userinfo_words']) or any(x in status.user.description.lower() for x in BOT_SETTINGS['banned_username_userinfo_words']) else True

Answer 3

def check_username_and_description(self, status):
    return not any([word.lower() in BOT_SETTINGS['banned_username_userinfo_words'] 
        for word in (status.user.description, status.user.screen_name)])