How and when is it better to “whitewash” additional income on Upwork for an IP-shelter on the simplified tax system with 6%?

Question

Freelance

Hello everybody!
Please help me, I'm interested in fresh opinion of thinking and knowledgeable people on my situation.
Until the end of 17, I, like many others, received a gray ruble salary and occasionally rejoiced at small left side jobs on Upwork, which, of course. not reflected anywhere.
At the end of 2017, by order of the employer, an individual entrepreneur was opened (without employees, STS 6%) and until the end of October 2018 I received a salary from a dollar account by signing a contract with him (he moved to the USA). With all the ensuing consequences - every two months upon admission, passing the VC, once a quarter transferring taxes and fees. The bank for the individual entrepreneur was chosen by the employer - Alfa Bank. The amounts received are about $ 3,000 every two months.
In parallel with the official receipts for individual entrepreneurs, approximately from August 18, “left” incomes on upwork began to regularly and decently exceed the amounts received under the contract, a regular customer appeared. Withdrawed "black" to a personal Tinkoff ruble account, for a number of reasons it was not possible to transfer them through the IP. Amounts of about 50k rubles were withdrawn once a week.
I received the last payment under the contract in October, paid all quarterly payments as usual, 1% over 300k, the balance of the simplified tax system and decided to leave the employer with whom the contract was concluded.
I plan to continue working only through upwork to start transferring income through IP.
No matter how trite it sounds, I want to sleep peacefully.
What's the best way to do it? While such questions come to mind, I will be grateful if you help me figure it out and tell me what else is worth paying attention to.
1) Is it worth doing something now, before the end of the year, or does it make sense to complete 2018 without showing anything other than income under the contract, pay tax, file a declaration. And from the beginning of 2019 spend new income on upwork?
2) What to do with the income received earlier on the upwork? Until August 2018 for several years from 2015. about $ 2,500 came up, and starting from August 2018, about $ 10,000 was added, I withdraw somewhere at 50,000 rubles per week, as before - a ruble transfer to Tinkoff.
Thanks in advance to everyone!

Answer 1

Begin with. 2019
Forget about the old Tinkoff accounts close

Answer 2

I myself went the same way more than 2 years ago.
It is enough just to register an individual entrepreneur, open a current account and start withdrawing money there, following all the procedures.
No one should talk about all previous incomes. At least the tax - for sure.
The bank may ask you for a Certificate of Earnings for the last year. This is fine. The bank does not transfer this data to the tax office (if it is a good private bank, you should not contact state banks).

Answer 3

Some kind of nonsense ... Why bleach something ?! The taxation system is 6% of income + 1% if more than 300,000 came to the account and that's it. If you do not engage in cashing other people's funds through your SP, then what else to be wiser. It is better to open an account in any normal bank, and not in these flying ones, then they will torture you - "give me that piece of paper, give me this and that's the end of the account." It’s not at all clear what the author wants, to steal and live honestly or something else ?!

Answer 4

https://habr.com/article/428966/
Step by step: how to legalize earnings in the
Pro Upwork currency there separately.

Answer 5

Are you aware that those who decide to whitewash are fined more often than those who do not whitewash? ;-)

Answer 6

> for a number of reasons, it was not possible to pass them through the IP.
They created problems for themselves - in the alpha, the currency account is free, there are no problems with the withdrawal. Withdrawing rubles with an open IP is generally stupid - there is one commission for converting into rubles about 5% (!) ...
1) Open a foreign currency account in alpha, and start withdrawing there (only it makes no sense to withdraw every week). There is no point in waiting for the beginning of next year (well, yes, now you still have to pay VAT, but the likelihood of being asked is an order of magnitude lower than the likelihood of problems due to regular receipts). Before the new year, apply for the transition to a patent if your activity falls and if it is more profitable than the USN (consider this yourself).
2) Or score or pay income - it's up to you to decide. However, keep in mind that if you continue to regularly receive a RFP in this way, then the tax 100% will come to visit.

Answer 7

Thanks to everyone who replied and commented!
Happy New Year and Merry Christmas everyone!
So from the New Year I switch to PSN, opened accounts in Modul-Bank, took a trial month from Elba.
I created a new topic for possible questions on the correctness of certain movements of the Upwork + PSN + Module-Bank + Elba bundle.
I would be grateful to everyone if someone has time to look, please comment there.

Answer 8

if the bill is after 2013, then be prepared that the tax office will be interested in it and get turnovers. It is possible not to declare, then, in addition to crap / bribes, you will have to pay 20-40 + 13, the probability is better for you in terms of place and budgets
if you declare - then give only 13