Getting a credit limit on a card by a freelancer - is it possible?

Question

Payment systems

I took care of getting a card with a credit limit, being officially unemployed. VTB24 was pleased that in the presence of a Schengen visa, for the past six months, such a card has been issued to the unemployed. However, during registration it turned out that you still need to fill in the employer's data - Name, TIN, address. As a typical freelancer, I only know the ICQ number about the employer. How is this issue generally resolved? Can freelance exchange data be used? If you indicate as an employer a foreign organization that clearly cannot have a TIN, how appropriate would this be? Does anyone have experience in obtaining a credit limit with such inputs and in which bank?

Answer 1

Yes, many banks issue credit cards without information from the place of work. Here you can issue both a debit card credit-card.ru/cards/debet.php and a credit card

Answer 2

However, during registration it turned out that you still need to fill in the employer's data - Name, TIN, address.

If you officially do not have an employer, why would you include left-wing people there, this is fraught, and seriously.

Answer 3

An official freelancer, by law, must have an IP. Therefore, if you do not have it, it is quite expected that you will feel disadvantaged in some social benefits.
With IP, I believe your problem will be solved.

Answer 4

There are many banks that issue QC without information about work. For example, HomeCredit has cards with CachBack. Judging by the site, only a Russian passport is needed from the documents (it was previously written that instead of 2-personal income tax, you can bring an extract from a salary card for six months). Maybe Tinkoff too.

Answer 5

Use debit cards.

Answer 6

yes, in this case, a debit card is better, along with it, just a credit card is issued

Answer 7

Everything is possible ...
for example, I have 4 credit cards from the Russian Standard, and for all the time I have never provided them with any documents on income)
Well, in a good way, you need to register as an individual entrepreneur in any case.

Answer 8

Tinkov gave out even when it was directly said that he was a freelancer, no IP. all that was - some time using their debit card (with non-zero turnover).
The monthly income was taken from the words.
They also asked for the phone number of at least one person who (according to them) can confirm that they worked for him. Well, home / cell.
It turned out to be difficult to close this credit card - TCS is trying by various (correct) means to convince not to close it.
Alpha - they gave the freelancer a credit card, apparently because there were regular replenishments of the card through an ATM (just at some point, "you have an offer from the bank, do you want details?"), again - without 2-personal income tax. The limit was approximately equal to the original TCS limit (later TCS raised it). Interest below TKS.