Bank and other for individual entrepreneurs with "sluggish" activities

Question

Payment systems

Please advise in which bank to open an account for IP? I would like it to be cheaper, because income is small and unstable. And yet - is it necessary to open a bank account in your city? Somehow, the list of banks in the city is small ... If it is impossible in another city, then maybe there are reviews of banks from this list: www.plan1.ru/elektrostal/banki/banki/ ?

And another question: what is the approximate cost of opening / maintaining an account? Something half of the banks do not have tariffs or the tariffs are vague.

And one more thing: is it necessary to have a seal? What comes first - a bank account or a seal? What should be printed?

Answer 1

Ocean bank.
Convenient Internet banking, all actions can be done via the Internet, any operations with the account. there is an excellent service, and most importantly, the withdrawal and input from web money is only 1% and instantly. At ATMs of the master bank, service is free, i.e. without commissions, and the master bank is the second largest ATM in Moscow.
I think this is the best bank ever. wholeheartedly and wholeheartedly recommend.
I myself have been using his services for three years already, and I do everything I need via the Internet.

Answer 2

I don't know if you have an SMP bank.
They have an interesting tariff (a friend of the IP has an account there).
They take either 20 or 30 rubles for a payment and that's it.
No subscribers.

Answer 3

At one time I contacted Our Bank, because he was nearby (and I am without a car), and the service is inexpensive.
Outcome: loss of all money in the account. The bank's license was revoked. Today there was a conversation in which a representative of the deposit insurance agency said that you shouldn’t count on a quick return, the epic with the Extreme North bank has been going on for more than 3 years, and this can last no less ...
Now I have an account with Sberbank, and then, there is an unpleasant aftertaste ... Therefore, there is no trust in small banks now :(

Answer 4

Many thanks to everyone for the replies! Special thanks to VeMax , who was not too lazy to write to me on Skype, because he did not have registration on Habré. On his advice, I settled on Bank24 .

Answer 5

The legislation of the Russian Federation does not provide for requirements for the design and content of seals of individual entrepreneurs. Thus, an individual entrepreneur has the right, but is not required to have a seal, and can get by with a signature.

www.gosreglament.ru/law/pechat-ip.shtml

Answer 6

Any small bank.
The print manufacturer will answer questions about the print. 500 rubles is all pleasure, usually together with a consultation.

Answer 7

Open in one that is closer to you and does not charge a fee for a client bank.
The cost is about 500-600 rubles per month, no more.

Answer 8

Better in your city, there will be less crap, because. sometimes you will need to go to the bank (either a certificate, or an extract), and it is better to withdraw money without interest at a “native” ATM than at 2% at a “foreign” ATM. It doesn’t matter if the bank is sluggish or not, the amounts for servicing the account are scanty (well, except for the predatory Alfa-Bank).

Answer 9

Vanguard. Opening an account cost me 3000 rubles, in some branches - 1000 rubles. They don't charge for maintenance, it's free.