Bank accounts for different purposes - how to implement?

Question

Fintech

Who manages their finances? At the moment, I have all the money in one account in one bank. I would like to share for a better understanding of the situation, by goals - one account for travel, one for the blackest day, one with money for the current month.
How can this be implemented? Open multiple accounts with the same bank? And each account will be on a separate card?

Answer 1

I have Tinkoff. But as a rule, everything is similar.
There are savings accounts and deposits.
I transfer money there for various occasions, and so I pay either from the main account or by credit card.
Card to a spending account, from the rest you can transfer if necessary.

Answer 2

Good afternoon!
Debit account, current account, deposit, etc. they are different things.
For example, a current account is opened for a debit card, it has money for settlements on this card, in parallel, you can open a debit account in the same bank (you can open two or three) and simply store money on it that will not be available for card payments.
Put a comment and auto payment on each account, for example:
There is 1 card with money in online access.
There is 1 mortgage account - the funds for the mortgage are stored on it and every month the bank charges me a fee.
There is 1 account for paying monthly expenses - set up auto payment for utility bills, mobile, etc.
Throw off unused money on a replenished deposit in the same bank.
It seems clear, sorry if it's confusing.