Are there graphics creation options for those who can't draw?

Question

Graphic arts

1) I can learn by heart each button in photoshop or some memorable corel draw, but it doesn’t help me in any way to depict at least something sanely similar to the target object.
Actually, what are the ways to create graphics in games like visual novels that are minimally demanding on the artistic qualities of a person?

2) What is the name of the next way to create graphics (I need to google it correctly)?
Let's say we have a background with sprites with characters and objects on it, on which we overlay other sprites as necessary with a script. As a result, for example, we change emotions on the face or clothes on the body, destroy the scenery, etc. Those. as if we combine objects from pieces, substituting them into the necessary coordinates.

Answer 1

Options:
1. money;
2. team;
3. procedural content generation - you can't draw, learn math :-)
4. photo + processing with neural networks / filters - hipster version of p.3