Acceptance of payments and automatic payments to users, how to implement?

Question

PHP

My partner and I are writing a website where we need to accept payments in the future (here both walletone and yandex money are quite suitable), as well as automatic payments (here lies the problem
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to the site, after registration replenishes his account (on the site) with 100 rubles, if he did not buy anything or did not make any monetary transactions, but wanted to return his 100 rubles, then the question is how to do this? Manually, provide technical support, but if there is not one person, but 100+, what then? Help, good people, to find the best solution with automatic payments.

Answer 1

You need to discuss auto payments with the payment system. In the meantime, you are small, pay with pens.

Answer 2

Yandex.kassa has payout functionality

Answer 3

I am an individual, so Yandex.kassa is not for me, other payment systems either do not work with individuals or do not have such functionality

Answer 4

Can you write a site right away? I like to pick sites where payments are automatic. :)